No Guarantors. No
Deposits. Just Husmus.
We believe tenants deserve a simple, inclusive and stress-free renting experience. Whether you are new to the UK, self-employed, or a benefit recipient, Husmus acts as your professional guarantor for as little as £9/month.
As seen on
Why landlords say yes.
Most landlords just want to know that the rent will be paid and you'll treat the home with care.
We give them more protection than a cash deposit, 8 weeks' rent plus £5,000 for damages, or a personal guarantor.
- Will pay your rent for up to 12 months if you do not pay
- Will cover £5,000 in human and pet damages
- Will settle rent payments in 14 days
- No fees to pay to make a claim
- No court hassle, if legal proceedings are needed, we handle it
How much can you save?
My max rent budget is
£750
Per month
Your ticket to your dream home
Tenant Shield Lite
Deposit-free renting, without the risk
Replaces your deposit while giving your landlord real protection against unpaid rent and accidental damage. And it never puts you into debt.
Unlike a traditional deposit, your landlord can claim during the tenancy, so issues get resolved as they happen, not saved up for a stressful dispute at move-out
Best for: Tenants who do not want to tie up their savings in deposits and that honest mistakes won't become expensive disputes later.
What's included:
- Covers up to 2 months of unpaid rent if you cannot pay
- Covers up to £5,000 in property damage including pets
- Claims can be made during the tenancy, not just at the end
- No upfront fees
- No debt, ever when rent issues are genuine and unavoidable
What's not included:
- Doesn't cover any property damage not shown in an inventory
Tenant Shield Plus
A rent guarantor — without relying on friends or family
Gives your landlord the security of a full rent guarantor, without you asking loved ones.
Everything in Lite, plus up to 12 months of rent protection and legal support. If you fall behind, your landlord is covered and you get time to get back on your feet. No eviction pressure while we work it out together.
Best for: Tenants who need a guarantor, are new to the UK, self-employed, on benefits or simply want an extra layer of safety.
What's included:
- Everything in Tenant Shield Lite
- Full rent guarantee for up to 12 months
- Built-in breathing room if payments are missed
- Legal support for your landlord
- No personal guarantor required
What's not included:
- Doesn't cover any property damage not shown in an inventory
How does Husmus work?
Get Husmus Qualified
Skip slow, tedious and unfair tenant referencing. Use a rating system that treats everyone fairly, appreciates all income sources and lifestyles!
Get A Personalized Quote
We offer tailored insurance options that cover your needs, including deposit replacement, pet damage protection and more.
Activate Cover When Ready
Show landlords you are a safe bet. Share your verified profile to prove your rent is guaranteed and you are covered for damages.
Why you'll love Husmus
Husmus empowers you to rent homes with confidence, free from high financial barriers.
Inclusive by Design
We accept all tenants and specialize in those typically rejected: expats, students, and those with poor credit or on benefits.
Empowerment and Control
Getting pre-qualified enables you to show landlords how reliable you are so you get a better chance at your dream home.
The Pet-Friendly Edge
Our optional pet damage protection makes it an easy 'yes' for landlords to welcome your furry friends.
No Debt
Unlike some guarantors who act as lenders, we are a true insurance product. If we pay your landlord, you don’t end up in a debt trap.
If life happens. We've got you.
If you hit a rough patch and can't pay rent, Husmus steps in. We pay your landlord directly—and you don't pay us back.
We'll work with you for two months to get back on your feet, with no eviction proceedings. If things don't improve after that, eviction may begin depending on your circumstances—but you'll never be blindsided.
This isn't a loan. It's protection that actually protects you.
