Four quick questions, a price in about ten seconds, and cover in under two minutes. Buildings, contents, rent and legal, boiler, appliance breakdowns and home emergencies, all in one place, with AI-assistance that speeds things up.
No long forms, no phone calls. Tell us about the property and watch your price update live.
No jargon, no hidden fees. Pet damage and boiler & appliance breakdown cover comes in our standard plan
The core protection every let needs.
Our most chosen landlord cover.
Total peace of mind, everything in.
Real protection for the things that actually go wrong in a rental.
Fire, flood, storms or burst pipes — we'll pay to repair or rebuild it.
By accident or on purpose, we'll pay to fix or replace your contents.
We'll cover your lost rent and pay to put things right.
We'll cover the cost to repair or replace it, and keep your tenant warm.
Disputes, evictions or injury claims — we'll cover the costs and back you up.
Your tenant gets 24/7 access to immediate help, day or night.
The same cover the big names offer, without the forms, the fees and the phone queues.
husmusFrom your postcode to policy documents in your inbox. Most landlords are done in under two minutes.
Your postcode, property type, size and region. That's all we need to give you a personalised quote in about ten seconds, no waiting.
Choose one of three ready-made plans — from the absolute essentials to the full bells and whistles. Plain English, no jargon, and the price updates as you go.
Confirm your details and your policy documents land in your inbox in under two minutes. Manage renewals, extra properties and claims from one simple dashboard.
husmusPolicy · activeLandlord insurance is specialist cover that protects a property you rent out, and the income it earns, against risks a standard home insurance policy won't cover. Also known as buy-to-let insurance, it covers damage to the building and contents from events like fire, flood, storms, burst pipes and theft, and can extend to loss of rent, legal and eviction costs, and tenant-caused damage.
It isn't a legal requirement in the UK, but most buy-to-let mortgage lenders insist on it, and without it a single major claim could wipe out years of rental profit. Husmus makes it simple: answer four questions for a quote in about ten seconds, then get covered in under two minutes.
Do you need landlord insurance? If you let a property to tenants, yes. Standard home insurance won't pay out on a rented home.
Everything a landlord needs, nothing you don't, with the speed and fairness the old insurers can't match.
.ba4c3802.svg)
Your postcode and four questions. A real price in less time than it takes to find your policy number
Cover up to 25 homes on one account, with an automatic discount for every property you add.
The price you're quoted is the price you pay. No admin fees, no mid-term change charges, no surprises.
Tenants report issues 24/7 through live chat, even when you're away, so small problems never become big ones.
Faster decisions, automated updates and far less paperwork. Most claims are settled in days, not months.
Pets, children, DSS, students and HMOs. No hidden exclusions and no loading your premium for it.
We started Husmus because insurance had become distant, complex and often unfair. We use technology to understand our customers, price risk more accurately, and deliver a service that actually helps.
Choose Husmus and you're not just buying a policy, you're joining a movement to make renting better for everyone.
"I was insured during a five-minute gap between meetings. Quote to cover was unbelievably fast and easy. Never going back to the old way."
"The Premium plan's legal support gave me total peace of mind during a difficult tenant issue. It was worth every penny."
"I had a water leak claim. My tenant reported it directly, no hassle, just a quick resolution. It confirmed I made the right choice."
Everything a landlord needs. Nothing you don't. Pick and choose your protection.
Get your price in about ten seconds and be covered in under two minutes. No forms, no fees, no fuss.
